Sweetheart Angel Balud

Sweetheart is a Cum Laude graduate of Financial Management from PHINMA – Cagayan de Oro College with professional experience as an End-to-End Payroll Specialist. She has a strong foundation in payroll processing, financial analysis, and regulatory compliance, with a focus on accuracy, confidentiality, and efficient payroll operations. Her academic background and professional experience reflect her commitment to excellence and high ethical standards.